![]() ![]() FY 2018 revenues were 16.4% of gross domestic product (GDP), versus 17.2% in FY 2017. Corporate tax revenues declined by $92 billion or 32% due to the Tax Cuts and Jobs Act. Primary receipt categories included individual income taxes ($1,684B or 51% of total receipts), Social Security/Social Insurance taxes ($1,171B or 35%), and corporate taxes ($205B or 6%). Also during FY2018, the federal government collected approximately $3.33 trillion in tax revenue, up $14 billion or less than 1% versus FY2017. Spending as % GDP fell from 20.7% GDP to 20.3% GDP, equal to the 50-year average. Spending increased for all major categories and was mainly driven by higher spending for Social Security, net interest on the debt, and defense. ĭuring FY2018, the federal government spent $4.11 trillion, up $127 billion or 3.2% vs. Primary receipt categories included individual income taxes ($1,717B), Payroll taxes ($1,244B), and corporate taxes ($230B). Also during FY2019, the federal government collected approximately $3.46 trillion in tax revenue, up $133 billion or 3.7% versus FY2018. Spending as % GDP rose from 20.3% GDP to 21.2% GDP, above the 50-year average. ![]() ![]() ĭuring FY2019, the federal government spent $4.45 trillion, up $338 billion or 7.1% vs. This is in addition to the $10.1 trillion increase forecast under the CBO June 2017 current law baseline and existing $20 trillion national debt. CBO forecasts that the 2017 Tax Act will increase the sum of budget deficits (debt) by $2.289 trillion over the 2018-2027 decade, or $1.891 trillion after macro-economic feedback. President Trump signed the Tax Cuts and Jobs Act into law in December 2017. These agencies have reported that the federal government is facing many important long-run financing challenges, primarily driven by an aging population, rising interest payments, and spending for healthcare programs like Medicare and Medicaid. ![]() These include the Government Accountability Office (GAO), the Congressional Budget Office (CBO), the Office of Management and Budget (OMB), and the Treasury Department. Several government agencies provide budget data and analysis. In addition, the president may request and the Congress may pass supplemental appropriations bills or emergency supplemental appropriations bills. Congress may also combine all or some appropriations bills into one omnibus reconciliation bill. A vetoed bill is sent back to Congress, which can pass it into law with a two-thirds majority in each legislative chamber. After Congress approves an appropriations bill, it is then sent to the President, who may either sign it into law or veto it. If Congress fails to pass an annual budget, then several appropriations bills must be passed as "stop gap" measures. Budget committees set spending limits for the House and Senate committees and for Appropriations subcommittees, which then approve individual appropriations bills to allocate funding to various federal programs. Congressional decisions are governed by rules and legislation regarding the federal budget process. However, Congress is the body required by law to pass appropriations annually and to submit funding bills passed by both houses to the President for signature. The fiscal year refers to the year in which it ends. The budget document often begins with the President's proposal to Congress recommending funding levels for the next fiscal year, beginning October 1 and ending on September 30 of the year following. CBO current law baseline as of May 2023, showing forecast of deficit and debt by year Deficits are projected to grow as a percentage of GDP as the country ages and healthcare costs rise faster than the economy. had budget surpluses only from 1998 to 2001, years budgeted by the One Hundred Fifth United States Congress. Major expenditure categories are healthcare, Social Security, and defense income and payroll taxes are the primary revenue sources. Federal spending and revenue components for fiscal year 2022. It has reported that large budget deficits over the next 30 years are projected to drive federal debt held by the public to unprecedented levels-from 98 percent of gross domestic product (GDP) in 2020 to 195 percent by 2050. The non-partisan Congressional Budget Office provides extensive analysis of the budget and its economic effects. The government primarily spends on healthcare, retirement, and defense programs. The budget is the financial representation of the priorities of the government, reflecting historical debates and competing economic philosophies. The United States budget comprises the spending and revenues of the U.S. ![]()
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![]() “Food is such an integral part of Jewish culture. At each port of entry, their nationalities shifted: from Galician to Ukrainian and finally, Polish. His great-grandparents were forced to hide their Jewish identities as they fled Galicia (now Ukraine and Poland) for North America between world wars. He included the recipe in the book for heritage reasons. “If your jelly doughnut has icing sugar on it, chances are there is an unnamed Polish Jew behind its history.” Paczki share similarities with sufganiyot, the jelly doughnuts enjoyed in Israel and elsewhere during Hanukkah, Sherred adds. This advertisement has not loaded yet, but your article continues below. Their flavour is just a little bit different.” And they’re a little bit lighter than what you would (get at) a Tim Hortons, as an example,” he says. “There’s nothing like a good Polish jelly doughnut.
![]() When you make a purchase, a digital account number along with a dynamic, transaction specific code is used to process your payment. Q: How do mobile wallets keep my card information protected?Ī: Your card information is never stored on the physical device or shared with the merchant when you shop. For specific information on using your mobile wallet, refer to the wallet's website. A confirmation message on the payment terminal will let you know your purchase was successful. Hold the device near the contactless payment terminal. Q: Which PNC cards are eligible for mobile wallets?Ī: PNC customers can add PNC Visa ™ consumer and small business debit and credit cards to supported mobile wallets.Ī: Engage the mobile wallet of choice on your mobile device. ![]() Check balance, make one-time bill payments, transfer funds, and locate the nearest branch or ATM and more.Ī: Yes, PNC currently supports PNC Pay, Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, LG Pay, and Samsung Pay. Enjoy many of the time saving features, for free. Mobile Web: Visit on your mobile device to view a mobile optimized version of Online Banking.Text Message Banking: Provides the ability to send certain text message commands to PNCBNK (762265) to obtain account balances or view account activity history.This service takes the email alerts currently available through Online Banking and converts them to a text message version so that you can receive alerts while on the go. Text Message Alerts: Enables you to have your PNC Online Banking email alerts delivered to your mobile device as a text message. ![]() The PNC Mobile App enables you to enjoy many of the time saving features available through Online Banking today, including: view account balances, pay bills, transfer funds, locate the nearest branch or ATM, view PNC Rewards and deposit checks (iOS and Android™ only). The Mobile Banking Apps support Android and iOS devices. Mobile Banking Apps: An application that is downloaded and installed on your smartphone or mobile device.PNC Mobile banking consists of four separate – but complimentary – features that are available to those enrolled in PNC Online Banking: ![]() ![]() Therefore, applying the empirical probability rule requires that any data you collect follow this distribution parameter. In statistics, the normal distribution always assumes this dispersion of data. This distribution creates the bell curve when you graph the probability function. It's a probability statistic and shows that more observations occur closer to the mean than they do further away from the mean. The normal distribution, or Gaussian distribution, refers to the symmetric distribution of data around the mean. Related: 17 Jobs That Use Statistics What is a normal distribution? Technology: Many applications in data and computer science rely on inferential statistics and empirical probability to complete projects like creating automated systems, testing computer programs and building software. Health care: Clinical researchers often use empirical probability in medical studies that help health care professionals understand potential outcomes of things like treatment methods and new medications.Įducation: Academic professionals also apply empirical rules to evaluate student learning outcomes and standardized assessments to establish predictive criteria to use as comparisons for future outcomes. Marketing analytics: Marketing analysts can evaluate the empirical probability of strategies they implement in campaigns using consumer data to predict future trends that can help them improve their strategy integrations. Consider how several professions apply the empirical rules of probability:įinance and accounting: Financial analysts often apply the empirical principle when creating forecasts, as they can monitor financial history and use statistical analysis to determine averages, standard deviations and empirical probability to establish profitability goals. The empirical probability rule applies the same way to many applications, as it's an effective tool for evaluating future outcomes based on data you collect from repeated observations. Related: Empirical Analysis: Definition, Characteristics and Stages How does the empirical rule apply in professional fields? ![]() ![]() If you want to calculate the probability of your heart rate falling within a certain range, you can graph the average and divide the curve into standard deviations according to the rule. Standard deviation of the average equals zeroģ4% of heart rates fall within (0 - (-1)) and (0 - 1) standard deviationsġ3.5% of heart rates fall within ((-1) - (-2)) and (1 - 2) standard deviationsĢ.35% of heart rates fall within ((-2) - (-3)) and (2 - 3) standard deviations According to the empirical probability rule, the average heart rate appears at the top of the curve, where: As an example, assume you record your resting heart rate for seven days. So you can use the rule to calculate a bell curve, where your data falls within each standard deviation as it follows the 68-95-99.7 rule. It's common to use the rule when calculating the empirical probability of observations occurring because the empirical principle always assumes a normal distribution. Related: Empirical Probability: Definition and How To Calculate It How do I use the empirical rule? Two to three standard deviations have 99.7% of the data for values ((-2) - (-3)) and (2 - 3) One to two standard deviations contain 95% of the data for values ((-1) - (-2)) and (1 - 2) Zero to one standard deviations contain 68% of the data for values (0 - (-1)) and (0 - 1) Using this rule, the standard deviations follow the 68-95-99.7 rule, where: Assuming a normal distribution of data around the mean, calculating the empirical probability results in a bell curve, where the top of the "bell" is the mean of the data.Īs the curve slopes down on either side, the left side of the graph represents negative standard deviations and the right side assumes positive standard deviations. The empirical rule or three-sigma rule is a principle where almost all observational data within a normal distribution should appear within the first three standard deviations from the mean of the data. In this article, we discuss what the empirical rule is, describe how to use it for probability, examine how to calculate the standard deviation according to the rule and list what fields often implement the rule for statistical analysis. ![]() The empirical rule is one principle that data analysts and statisticians often follow when structuring parameters for research and analysis. This statistics field also applies principles that inform how you calculate various measures within probability functions. Inferential statistics focuses on the probability of events occurring based on observational data. ![]() ![]() Sour Cherries: Jarred sour cherries that are in a syrup or water are used for this cake.A little bit of vanilla pudding mix, sweetens the cream and stiffens it. Instant Vanilla Pudding Mix: This is my favorite hack for stabilizing whipped cream and making it strong enough to hold up cake layers.Heavy Cream: Heavy whipping cream should be used for this recipe to create the light and fluffy texture.Milk: Use any milk you want in this cake, dairy or non-dairy, skim or whole milk, they will all work.Oil is used rather than butter to help keep the cake moist and tender. Oil: Any neutral oil will work in this cake.It acts as one of the two main leavening agent for this recipe so it is important that it is working. Baking Powder: Always make sure that your baking powder has not expired.Cocoa Powder: This recipe will works best with SACO premium cocoa powder which is a blend of natural and dutch processed cocoa powder.Corn Starch: Corn starch makes this cake lighter and more tender.All Purpose Flour: Any all purpose flour should work for this Schwarzwälder Kirschtorte! I have not yet tried any other flours with this recipe.I use standard large eggs from the grocery store. Egg: 3 eggs are used in this cake recipe.Salt: A little salt enhances and balances out the sweetness. ![]()
![]() ![]() Why plan, I thought, when you can just dig dirt and plant seeds? But it made sense to her, so Joy was definitely the sheriff of that territory. Garden planning is the most critical aspect of planning a garden, I gathered, but I didn’t really see what is was about. Frankly the explanation made me drowsier than five minutes in a wallpaper store. Then she tried to explain the master plan to me, so I’d know where and how to dig. ![]() She frequently consulted her vast library of books on plants, manually copying notes into her own garden notebook. A virtual garden.īack in the old days of last year, Joy took a pencil in her hand and made a diagram of our garden-to-be: potatoes here, rutabagas there, marigolds and turnips hither, and onions yon. Fortunately, we live in an age when you can have a beautiful garden growing on your computer screen, tending immaculate pixels made of light. You know how it feels when your hands are all coated with dry gritty earth, and when you rub them together it feels like you’re wearing gloves? And then you’ve got black hemispheres under your fingernails. ( See the illustrations in the image gallery.) Reviews of the Best Garden Design SoftwareĪs I see it, the only thing wrong with gardens is the dirt. Reviews of the best garden design software to plan out your garden. Home Organization News, Blog, & Articles.Energy Efficiency News, Blog, & Articles.Learn more about planning your garden in this video. That simple bit of planning doubles the number of harvests you’ll get from the same piece of ground. Use the filter button next to the selection bar to show only plants suitable for setting out during that month. You can then view your plan during a specific month to see where gaps appear as crops are harvested. ![]() Double-click on the plant in your plan and select the months that each plant will be growing in your garden. The Garden Planner’s Succession Planting tool makes planning this easy. Make the Most of Your Garden SpaceĬareful succession planting will enable you to keep your plot productive for as much of the year as possible. The Plant List also shows how many plants you’ll need for the space you have available, so you know how many you need to raise and can have the right amount of potting soil, seed containers, and plant supports on hand when you need them. The Garden Planner will send you sowing and planting reminders twice per month, so nothing gets forgotten. Once you’ve added the plants you want to grow to your plan, click on the Plant List button to view your recommended dates for sowing indoors, sowing/transplanting outdoors, and harvesting in your location. Our Garden Planner takes the hard work out of this job. Once you’ve chosen what you’d like to grow, it’s time to work out key dates for sowing, planting, and harvesting each crop. When you select a plant, your plan will flash red in areas that were previously occupied by plants from the same crop rotation family. Our Garden Planner makes crop rotation simple. ![]() It also helps to keep the soil in great condition, because different crops place different demands on the soil. Rotating crops from the same family to a new bed each year makes it harder for soil-borne pests and diseases to thrive. For instance, high winds can damage pole beans so they are best suited to a sheltered spot, but corn needs light winds for pollination and is better in a more open position. Make sure you know which direction the wind comes from and where the more sheltered areas in your garden are so you can best choose what to grow where. sunflowers or tomatoes) so that they benefit from the shade cast. If necessary, lower-growing plants can be grown behind taller ones (e.g. Tender crops such as tomatoes, peppers and squashes grow best in a sunny part of the garden, while leafy greens, salads, and some herbs such as parsley and chives prefer partial shade, particularly in hotter climates. Taking time to observe where sun and shade fall in your garden will help you to pick the right plant for the right place. Spending time planning before you start sowing helps you to maximize your harvests. ![]() ![]() ![]() Our beloved stories and characters will be directly in the learning path! NOTE: Stories are not available for all languages. Once you complete a lesson, your streak will increase by 1 day. You can also earn XP through Ramp Up, Legendary challenges, and the Practice Hub.Ī streak is the number of days in a row you have completed a lesson. XP (or experience points) is still here to stay! You will earn XP by completing levels on your learning path (typically 10-30 XP). Not enough gems? You can purchase a bundle of gems through the Shop tab. Your gems are safe and sound! You can earn gems through chests in your learning path, earning XP, achievements, etc. You must open the chest in order to continue further in the path. Once you reach a chest, tap to receive your gem reward. You may see reward chests throughout your learning path. When you complete a set of Legendary challenges, your Legendary status will apply to an entire unit. NOTE: Super subscribers have unlimited attempts at Legendary. You’ll also have the option to earn the Legendary trophy for each unit. Once you complete all the levels in a unit, you’ll complete a challenge to earn your unit trophy. NOTE: Guidebooks are not available for all languages. The guidebook can be accessed any time, even when you complete the unit. “Use the present tense” or “Describe your family”).Īt the start of each unit is a guidebook packed with grammar tips and useful phrases. Your learning path is divided into units, which introduce new concepts (e.g. Tap ‘Start’ and begin your learning journey! The ring around the circle shows your progress through lessons for that level. When you tap on a level, you’ll start a lesson. One level is equivalent to 1 crown level of a skill on the old home screen. The circles in the path are called levels. The home screen is now designed as a path that you’ll follow step by step. Here's a helpful glossary and guide to get you started on the Duolingo's exciting redesign of the home screen.įor a full FAQ on the new learning path, you can check it out here or take a peek at our blog. ![]() ![]() ![]() A level ensures that the ground and blocks are level throughout the installation process. Level: A tool used to determine whether a surface is horizontal (level) or vertical (plumb).Wheelbarrow: A tool that consists of a shallow tray or bucket used to transport materials such as crushed stone, gravel, or sand to the work area.Circular saw: A power tool that is used to cut thick materials, such as interlocking concrete blocks or pavers.Rubber mallet: A type of hammer with a soft, non-metallic head used to level blocks or pavers.Plate compactor: A machine used to compact soil, gravel or asphalt, consisting of a heavy steel plate mounted to a machine that vibrates, compressing the material.Sandy soil: A type of soil that is light, warm and dry, allowing quick water drainage. ![]()
![]() ![]() ![]() Bailey Zimmerman - Rock and A Hard Place (Lyrics)3.5K jam sessions chords. Hold me my love, hold me today, call me round Travel we say, wander we choose, love tune Lay upon me, hold me around lasting hours We love when we play We hear a sound and alter our returning We drift the shadows and course our way on home Flying home Going home Look me my love sentences move dancing away We join we receive As our song memorie. All you need to know is how to conjugate the verb être (to be), that de le (of the) contracts to du, and le soleil is the sun. Chords for Jon Anderson - Hear it/Nous sommes du soleil.: D, F, C, Gm. Please someone correct me if this is wrong, I used to know the story behind Tales but it's been many years.īy the way, though Bern is fluent in French (I believe he is Quebecois), one need not be fluent to translate "Nous Sommes du Soleil" - it's trivial even for those of us who did the standard 4-year high school French education here in the US. ![]() I believe Jon stumbled upon the text while they were on tour in Japan. I recall the story behind the album being in the liner notes, check there, but if not, they are based on Shastric scripture, in particular: "The album's concept, a four-piece work of symphonic length and scope (incidentally based on the Shastric scriptures, as found in a footnote within Paramahansa Yogananda's book Autobiography of a Yogi)," (from wikipedia) Anyways, does anyone know andersons intentions with this song, and maybe a little background on the album? it seems to have a strong surrounding concept.i jus dont get it, but i love the songs! ![]() ![]() Or, in a protected worksheet, move between unlocked cells. Move one cell to the right in a worksheet. Move to the previous sheet in a workbook. Move one screen to the left in a worksheet. Move one screen to the right in a worksheet. Move to the cell in the upper-left corner of the window when Scroll lock is turned on. Move to the last cell on a worksheet, to the lowest used row of the rightmost used column.Įxtend the selection of cells to the last used cell on the worksheet (lower-right corner). If the cells are blank, move to the last cell in the row or column. Move to the edge of the current data region in a worksheet.Įnter the End mode, move to the next nonblank cell in the same column or row as the active cell, and turn off End mode. Move to the previous cell in a worksheet or the previous option in a dialog box. Top of Page Keyboard shortcuts for navigating in cells Move from one group of controls to another. Move to the submenu when a main menu is open or selected. Or, on a Windows keyboard, the Windows Menu key (usually between the Alt Gr and right Ctrl keys) When a menu or submenu is open, move to the next command. Show the tooltip for the ribbon element currently in focus. Move down, up, left, or right, respectively, among the items on the ribbon. Move the focus to commands on the ribbon. To move to a different tab, use access keys or the arrow keys. Select the active tab on the ribbon and activate the access keys.Īlt or F10. Top of Page Work in the ribbon with the keyboard Open the View tab and preview page breaks and layouts, show and hide gridlines and headings, set zoom magnification, manage windows and panes, and view macros. Open the Review tab and check spelling, add notes and threaded comments, and protect sheets and workbooks. Open the Data tab and connect to, sort, filter, analyze, and work with data. Open the Formulas tab and insert, trace, and customize functions and calculations. Open the Page Layout tab and work with themes, page setup, scale, and alignment. Open the Insert tab and insert PivotTables, charts, add-ins, Sparklines, pictures, shapes, headers, or text boxes. Open the Home tab and format text and numbers and use the Find tool. Move to the Tell me or Search field on the ribbon and type a search term for assistance or Help content. Additional tabs might appear depending on your selection in the worksheet. To go directly to a tab on the ribbon, press one of the following access keys. If you don't know the sequence, press Esc and use Key Tips instead. If you know the entire key sequence, go ahead, and use it. A notification pops up saying you're using an access key from an earlier version of Microsoft 365. For example, press Alt, and then press one of the old menu keys, for example, E (Edit), V (View), I (Insert), and so on. However, you need to know the full shortcut. In Office 2013 and Office 2010, most of the old Alt key menu shortcuts still work, too. ![]() Both offer a largely similar experience, but some options and search results can vary. Press Alt again to see KeyTips for the options for the selected tab.ĭepending on the version of Microsoft 365 you are using, the Search text field at the top of the app window might be called Tell Me instead. For example, press Alt+H to open the Home tab, and Alt+Q to move to the Tell me or Search field. You can combine the Key Tips letters with the Alt key to make shortcuts called Access Keys for the ribbon options. Press the Alt key to display the ribbon shortcuts, called Key Tips, as letters in small images next to the tabs and options as shown in the image below. For example, on the Home tab, the Number group includes the Number Format option. The ribbon groups related options on tabs. This table lists the most frequently used shortcuts in Excel. Keyboard shortcuts for refreshing external data Keyboard shortcuts for working with data, functions, and the formula bar Keyboard shortcuts for making selections and performing actions Keyboard shortcuts in the Paste Special dialog box in Excel 2013 Keyboard shortcuts for navigating in cells ![]() Get the Excel 2016 keyboard shortcuts in a Word document: Excel keyboard shortcuts and function keys. ![]() For instructions, go to Automate tasks with the Macro Recorder.ĭownload our 50 time-saving Excel shortcuts quick tips guide. If an action that you use often does not have a shortcut key, you can record a macro to create one. Press Ctrl+F, and then type your search words. ![]() To quickly find a shortcut in this article, you can use the Search. ![]() |
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